Do we have credit cards now?
– If yes How many?
Will we have joint credit cards?
How do we want to set up our bank accounts?
– Do we want joint accounts?
– What do we need?
– Expenses account?
– Cheque account?
– Investment account?
– Savings account?
– Holiday account Use credit cards instead and gain reward points?
– Debit cards?
How much do we want to spend? ACTION – Draw up a budget of income and expenses every month with columns for current and future outgoings. Then you can decide which areas need increasing or trimming.
How much are we spending each month currently?
What will it cost us to live day to day?
Who is going to be responsible for paying the bills?
What will we do with our respective salaries?